that helps the economy. >> i have never thought about that. so recently in addition to the national cells as well it amplifies the ability to make money. >> and local insurance company may want something more origiregional as opposed to national. >> apple being one of the losers. >> the wall street journal reports it says it is better than tsam saw sung. >> for apple to take out an ad in the wall street journal it is not what steve jobs with done. >> it seems in the day one of jobs was at the helm we did not hear so much bad press or there wasn't so much grumbling about apple. now it seems post jobs more and more of these types of articles are coming up on wall street. >> they have to come up with a new product has to be a $5 billion product. >> those not come out easily if they have to pull out something. watches are $60 million market. it will probably be a watch. there will probably build cheaper phones in their earnings growing. by the end of the month they may have a massive stock buyback. >> next is gold. i have been holding back even th